safe remove loan contingency

Realty Times - Loan Contingencies Require Careful Attention
Dec 21, 2007 . For example, a buyer might need 28 days before he could remove a contingency regarding a geological inspection. The loan contingency is .
http://realtytimes.com/rtpages/20071221_loancontingent.htm

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when to remove loan & appraisal contingencies? (PMI, interest rate ...
Jun 14, 2008 . Sorry for so many questions -- also please advise if this should be asked in Realt Estate forum instead) We just signed our contract to purchase .
http://www.city-data.com/forum/mortgages/353749-when-remove-loan-appraisal-contingencies-pmi.html

“Appraisal” doesn't mean “Approval” anymore. | The White Oaks Blog
Feb 19, 2010 . It was safe at that point to remove the Finance Contingency, because the loan approval was a rubber stamp after that. But that's not the case .
http://www.whiteoaksblog.com/2010/02/19/appraisal-doesnt-mean-approval-anymore/

Releasing Contingencies - Release of Home Buyer Contingencies
remove contingencies of sale . If the loan contingency is in place until the close of escrow, the buyer can walk away from the contract on the day it closes, if the .
http://homebuying.about.com/od/buyingahome/qt/01408_RelContin.htm

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Path to Buying a Home - Home Buying and Selling - About.com
Ask the lender to give you a loan preapproval letter, which means it will verify your . If the home inspection turns up health and safety issues, issue a request for . is firm and the appraisal is acceptable before removing your loan contingency.
http://homebuying.about.com/od/buyingahome/qt/121907_buy-path.htm

Loan contingency protects buyers from mortgage SNAFUs | Inman ...
Jul 25, 2011 . Recently, a homebuying couple removed their loan contingency . on the safe side add a couple of days to your loan contingency time period, .
http://www.inman.com/buyers-sellers/columnists/dianhymer/loan-contingency-protects-buyers-mortgage-snafus

Real Estate Contingencies - Your Escrow Safety Net
Feb 27, 2012 . Contingencies are one of the key elements of any escrow. . that you are in escrow and have seventeen days to remove contingencies. . Yes, some contingencies are for very specific things such as the loan and appraisal.
http://www.sandiegohomefinder.com/blog/real-estate-contingencies-your-escrow-safety-net.html

Can I loose my Initial deposit if my loan doesn't close?
Mar 15, 2012 . Under this it says Loan Contingency Removal. It says you have 17 days to remove the contingencies or cancel the agreement. If you remove .
http://www.biggerpockets.com/forums/49/topics/71843-can-i-loose-my-initial-deposit-if-my-loan-doesnt-close

Financing: Loan contingency - Trulia Voices
Nov 29, 2010 . If a loan officer will not / cannot tell me I can remove contingencies … . broker to determine when you can safely remove the loan contingency.
http://www.trulia.com/voices/Financing/loan_contingency-255325

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Shall I remove my loan contingency? - Zillow Real Estate Advice
Jun 30, 2012 . I asked for a extention of the loan contingency removal deadline, but we . Zillow® Advice depends on each member to keep it a safe, fun, and .
http://www.zillow.com/advice-thread/Shall-I-remove-my-loan-contingency/449172/

Buyer Resource - Morganhomeloan.com
The five major contingency is: Disclosure Contingency; Loan Contingency; . Appraisal Contingency should be removed if there is any; Loan Contingency should . its structure, construction, and foundation are in the good and safe condition; .
http://www.morganhomeloan.com/buying_buyerresource.asp

Listing agents is asking to remove loan contingency. there are - Trulia
Aug 6, 2010 . Listing agents is asking to remove loan contingency. there are termite . those repairs IN WRITING, then it's safe to remove the contingency.
http://www.trulia.com/voices/Home_Buying/Listing_agents_is_asking_to_remove_loan_contingenc-236530

Competing Against Multiple Offers: Contingencies and Timeframes ...
Nov 6, 2009 . Contingencies are not the only terms, but they're among the most . It used to be that we could remove a loan contingency within 7 days if the . mean giving away all of your rights and safety nets, and no home is worth it!
http://sanjoserealestatelosgatoshomes.com/competing-against-multiple-offers-contingencies-and-timefram-part-5/

5 - Oakland City Attorney
loan contingency shall be deemed removal of this appraisal contingency (or, 0 if . minimum requirements permitted by the U.S.Consumer Products and Safety .
http://www.oaklandcityattorney.org/PDFS/Gardner%20Order%207%206%2011.pdf

REMOVE THE FINANCING CONTINGENCY? NOT ON MY WATCH!
Jan 24, 2010 . However, when it comes to removing the financing contingency in an offer, buyers need to . What are some of the conditions that would prevent a loan from closing? . One would think that it would be safe if it's a cash deal.
http://activerain.com/blogsview/1451105/remove-the-financing-contingency-not-on-my-watch-

Real Estate | The Real Estate Cat by Jeannie Thompson
Sep 16, 2012 . The loan process is extremely long and complicated. . 17 days to apply, and get approved and remove the loan contingency. . For example, short escrow period & no loan contingency (you can . On the inside, Title Reports are safe guards for the buyer to insure the title is “clear” and can be transferred.
http://therealestatecat.com/category/real-estate/

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Home Buying: Is 17 days enough for loan contingency removal, for ...
Jul 23, 2011 . I agree, it's best to be safe than sorry when it comes to waiting until your loan funds to remove your loan contingency and that sounds all great .
http://www.trulia.com/voices/Home_Buying/Is_days_enough_for_loan_contingency_removal_for_-307659

Financing: My agent wants to remove loan contigency without loan ...
Oct 12, 2010 . My advice is to never remove a financing contingency until the loan is . NOT released ALL your contingencies, your deposit should be safe.
http://www.trulia.com/voices/Financing/My_agent_wants_to_remove_loan_contigency_without_l-247808

real estate contingencies | The San Marino Real Estate Report
Aug 23, 2012 . Although the default period for the loan contingency is 17 days, many banks are . If the seller never requires that they be removed and the buyer never . safety net to ensure that you do not lose money on a deal gone bad.
http://thesanmarinorealestatereport.wordpress.com/tag/real-estate-contingencies/

20 Basic Contract Provisions and Disclosures in a - California ...
If the sale may be financed by a VA or FHA loan, the listing will include details of the . Any removal of contingencies must be in writing, typically using the C.A.R. standard form . As indicated in Health and Safety Code Section 19211, the .
http://www.dre.ca.gov/files/pdf/refbook/ref20.pdf

Default | Real Estate in Silicon Valley, The Valley of Hearts Delight
Our loan contingency was removed awhile ago (with the lender's assurance that all was fine). We will still close escrow, but late. This never makes anyone .
http://sanjoserealestatelosgatoshomes.com/tag/default/

Real Estate Glossary: Farmington Real Estate
The buyer must remove the loan contingency (agree to proceed with the . Lock Box, A key safe that is placed on a property to allow greater access and flexibility .
http://www.farmington-realestate.com/glossary.htm

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Real Estate: California: Contingency Removal, escrow period ...
Apr 23, 2010 . Our offer was written without a loan contingency because we were . 2 forms - A Contingency Removal form & then a Notice to perform a week later. . Once the seller signs the extension your deposit is once again safe - as .
http://en.allexperts.com/q/Real-Estate-California-3642/2010/4/Contingency-Removal-1.htm

Close of Escrow delays blamed on low mortgage rates
Aug 10, 2012 . Broker/Owner - Safe Haven Realty Sonoma . As soon as we removed the loan/ appraisal contingency it was like we were wading in molasses.
http://socobroker.com/post/3404127/close-of-escrow-delays-blamed-on-low-mortgage-rates

Understanding The 'Kick-Out Clause
If the purchasers remove the sale contingency but still have the financing contingency in the contract, it is probable that a lender will not give a binding loan .
http://www.realtor.com/home-finance/real-estate/sellers/understanding-kick-out-clause.aspx

Real Estate: California: Follow-up, contingency period, appraisal ...
Aug 30, 2010 . If we did not actively remove the appraisal contingency, the appraisal comes back lower than the contract price--making us not qualify for the loan, and . that amount of time (usually add a few days, maybe a week, for safety).
http://en.allexperts.com/q/Real-Estate-California-3642/2010/8/Follow-earnest-money-removal.htm

What Is A Default in a Real Estate Transaction or Contract? | Real ...
Jan 3, 2011 . In the case above, the buyer can go ahead and remove the loan contingency and continue to liquidate the down payment assets (which should .
http://sanjoserealestatelosgatoshomes.com/what-is-a-default-in-a-real-estate-transaction-or-contract/

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Link and Link Real Estate | Home Buying Tips | Buying a Home from ...
If the home inspection turns up health and safety issues, issue a request for repair . By default, California C.A.R. contracts give you 17 days to remove contingencies. Make sure your loan is firm and the appraisal is acceptable before removing .
http://www.linkandlinkre.com/buyers_sellers/buying-tips.php

OCC Bank Accounting Advisory Series, June 2012 - Office of the ...
Jun 1, 2012 . The past questions on acquired loans now included in . Contingencies . . remove any previously included amounts applicable to them. . ASC 320 establishes the following “safe harbors” under which HTM securities may .
http://occ.gov/publications/publications-by-type/other-publications-reports/baas.pdf

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Neighborhoods | The Real Estate Cat by Jeannie Thompson
According to the California Purchase Agreement, the buyer has 17 days to apply, and get approved and remove the loan contingency. This is almost impossible .
http://therealestatecat.com/category/neighborhoods/

Financing: Can I remove the loan contingency before I lock rate and ...
Sep 29, 2010 . can I remove the loan contingency before I lock rate and get a GFE from the . Yes, you can remove the Loan Contingency (which now also .
http://www.trulia.com/voices/Financing/can_I_remove_the_loan_contingency_before_I_lock_ra-245639

How can I get my deposit back? After loan contingency is removed
Nov 19, 2010 . After loan contingency is removed Find answers to this and many other . My real estate agent remove all my contingencies since the loan .
http://www.trulia.com/voices/Home_Buying/How_can_i_get_my_deposit_back_After_loan_continge-254082

Home Buying: URGENT: Seller wants to give 48 hr notice to perform ...
Dec 8, 2011 . URGENT: Seller wants to give 48 hr notice to perform if we don't remove appraisal and loan contingency. Help! Find answers to this and many .
http://www.trulia.com/voices/Home_Buying/URGENT_Seller_wants_to_give_hr_notice_to_perform-338682

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Competing Against Multiple Offers: Contingencies and Timeframes ...
Nov 6, 2009 . Contingencies are not the only terms, but they're among the most . It used to be that we could remove a loan contingency within 7 days if the . mean giving away all of your rights and safety nets, and no home is worth it!
http://sanjoserealestatelosgatoshomes.com/competing-against-multiple-offers-contingencies-and-timefram-part-5/

Neighborhoods | The Real Estate Cat by Jeannie Thompson
According to the California Purchase Agreement, the buyer has 17 days to apply, and get approved and remove the loan contingency. This is almost impossible .
http://therealestatecat.com/category/neighborhoods/

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Home Buying: Question removed - Trulia Voices
Aug 19, 2012 . This question was removed by its author. . Why would you release the loan contingency before having the appraisal? If it doesn't appraise, .
http://www.trulia.com/voices/Home_Buying/removed-422618

Home Buying: I signed off the loan contingency based upon a letter ...
Aug 24, 2010 . From what I understand you are kind of removing loan contingency before it was approved. Did your agent or you let the loan agent know this .
http://www.trulia.com/voices/Home_Buying/I_signed_off_the_loan_contingency_based_upon_a_let-239675

Home Buying: Question removed - Trulia Voices
Apr 13, 2012 . You may get your deposit back if you have not removed your inspection, appraisal, or loan contingencies. I suggest you to call your agent's .
http://www.trulia.com/voices/Home_Buying/removed-370862

Buyer wants us to extend loan contingency until funding? - Trulia
Dec 22, 2011 . Have they removed all other contingency's except the loan contingency? If not, have your Realtor send them a contingency removal form that .
http://www.trulia.com/voices/Home_Selling/Buyer_wants_us_to_extend_loan_contingency_until_fu-340978

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Home Buying: As part of a counter offer on a short sale, the seller ...
Dec 8, 2011 . Is removing the loan contingency advisable? . There is no doubt that removing loan contingency prior to funding is a risk. But every real estate .
http://www.trulia.com/voices/Home_Buying/As_part_of_a_counter_offer_on_a_short_sale_the_se-338680

5 - Oakland City Attorney
loan contingency shall be deemed removal of this appraisal contingency (or, 0 if . minimum requirements permitted by the U.S.Consumer Products and Safety .
http://www.oaklandcityattorney.org/PDFS/Gardner%20Order%207%206%2011.pdf

Buyer Resource - Morganhomeloan.com
The five major contingency is: Disclosure Contingency; Loan Contingency; . Appraisal Contingency should be removed if there is any; Loan Contingency should . its structure, construction, and foundation are in the good and safe condition; .
http://www.morganhomeloan.com/buying_buyerresource.asp

Can I get my deposit back? - Zillow Real Estate Advice
May 11, 2011 . Usually this form is used to officially remove the loan contingency but . Zillow® Advice depends on each member to keep it a safe, fun, and .
http://www.zillow.com/advice-thread/Can-I-get-my-deposit-back/398624/

Our loan got denied because the HOA delinquecny is over 15 - Trulia
Oct 23, 2011 . Can we get our deposit back without loan contingency in our offer? Condo . Did you remove your contingencies in writing, if not than they are still in effect. . Is Ontario,ca a safe area for kids and how is the crime in the area,?
http://www.trulia.com/voices/Home_Buying/Our_loan_got_denied_because_the_HOA_delinquecny_is-329426

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Last 24 hours

  1. Default | Real Estate in Silicon Valley, The Valley of Hearts Delight
    Our loan contingency was removed awhile ago (with the lender's assurance that all was fine). We will still close escrow, but late. This never makes anyone .
    http://sanjoserealestatelosgatoshomes.com/tag/default/

  2. Understanding The 'Kick-Out Clause
    If the purchasers remove the sale contingency but still have the financing contingency in the contract, it is probable that a lender will not give a binding loan .
    http://www.realtor.com/home-finance/real-estate/sellers/understanding-kick-out-clause.aspx

  3. Seller wants to keep down payment stating damages - Trulia
    Feb 9, 2011 . If the loan contingency was not removed and you were not able to secure . Hi Laura: As long as you did not remove loan contingency and the .
    http://www.trulia.com/voices/Home_Buying/Seller_wants_to_keep_down_payment_stating_damages_-267265

  4. Real Estate | The Real Estate Cat by Jeannie Thompson
    Sep 16, 2012 . The loan process is extremely long and complicated. . 17 days to apply, and get approved and remove the loan contingency. . For example, short escrow period & no loan contingency (you can . On the inside, Title Reports are safe guards for the buyer to insure the title is “clear” and can be transferred.
    http://therealestatecat.com/category/real-estate/

  5. real estate contingencies | The San Marino Real Estate Report
    Aug 23, 2012 . Although the default period for the loan contingency is 17 days, many banks are . If the seller never requires that they be removed and the buyer never . safety net to ensure that you do not lose money on a deal gone bad.
    http://thesanmarinorealestatereport.wordpress.com/tag/real-estate-contingencies/

Last 24 hours

Last 24 hours

  1. Close of Escrow delays blamed on low mortgage rates
    Aug 10, 2012 . Broker/Owner - Safe Haven Realty Sonoma . As soon as we removed the loan/ appraisal contingency it was like we were wading in molasses.
    http://socobroker.com/post/3404127/close-of-escrow-delays-blamed-on-low-mortgage-rates

  2. When is a Palo Alto Loan Approval Not Really an Approval
    Sep 17, 2012 . They were specifically told to remove their loan contingency and . So of course out question was, why did you send us an approval and tell us to remove loan contingencies if we were not approved? . Crime & Safety (2) .
    http://www.trulia.com/blog/marcy_moyer/2012/09/when_is_a_palo_alto_loan_approval_not_really_an_approval

  3. If we are past escrow extension date, can seller refuse to sign - Trulia
    Aug 21, 2012 . I signed off on loan contingency on day 17 (was bank pre-approved for . the listing agent demanded we remove the loan contingency & I said "No Way, . 2?,, yeah, that one, my buyer is safe until his loan is funded, so there!
    http://www.trulia.com/voices/Home_Buying/If_we_are_past_escrow_extension_date_can_seller_r-423595

  4. Home Buying: We have a loan contingency, but were not able to ...
    Oct 13, 2010 . Not sure of this, but, if you had a loan contingency, then you may can get your Loan Company to . That's all you need to cancel, if you haven't removed the appraisal contingency (asuming . Crime & Safety in San Francisco .
    http://www.trulia.com/voices/Home_Buying/We_have_a_loan_contingency_but_were_not_able_to_s-248014

  5. Home Buying: Does seller have grounds to hold our (buyer) deposit ...
    Nov 4, 2010 . If it was not changed from the origional verbage, then you likely have 17 days to remove your loan contingency. If you are asking for extension .
    http://www.trulia.com/voices/Home_Buying/Does_seller_have_grounds_to_hold_our_buyer_depos-251732

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  1. Home Buying: Our agent talked us out of the financial contingency ...
    Jul 4, 2008 . Short of that, I always recommend a loan contingency and will not recommend removing that until the lender gives a final GO ahead. Even with .
    http://www.trulia.com/voices/Home_Buying/Our_agent_talked_us_out_of_the_financial_contingen-44656

    Lost our $10k+ deposit due to lender telling us our ... - Zillow ...
    Jan 4, 2011 . Our lender told us our loan was fully approved, so we removed our loan contingency, which means we cannot get our deposit back past that .
    http://www.zillow.com/advice-thread/Lost-our-10k-deposit-due-to-lender-telling-us-our-loan-was-fully-approved/379621/

  2. Financing: I had a deal going I forgot to submit contingency removal ...
    Oct 20, 2011 . I had a deal going i forgot to submit contingency removal, buyer did pest report & did . can i get a loan if i have a forclosure in my credit score?
    http://www.trulia.com/voices/Financing/I_had_a_deal_going_i_forgot_to_submit_contingency_-328818

    Can someone explain what does the Loan Contingency Period - Trulia
    Apr 4, 2008 . Loan Contingency is a way of protecting a buyer from sudden interest . After that , you will have to remove the loan contingency and you will be .
    http://www.trulia.com/voices/Financing/Can_someone_explain_what_does_the_Loan_Contingency-29235

  3. REO's agent won't sign/submit Time Extension for Loan Contingency
    Sep 19, 2011 . I am pretty confident the loan will go through but am leery of removing the loan contingency due to the risk of losing my deposit. Any advice on .
    http://www.trulia.com/voices/Home_Buying/REO_s_agent_won_t_sign_submit_Time_Extension_f-322051

    Home Buying: Our loan contingency of 17 days will end on Dec 3rd ...
    Nov 23, 2011 . The loan contingency doesn't really 'expire'. All contingencies have to be removed in writing (you have to sign the C.A.R. form CR to remove .
    http://www.trulia.com/voices/Home_Buying/Our_loan_contingency_of_days_will_end_on_Dec_rd_-336183

  4. Home Buying: What are my chances of falling out of Escrow and ...
    May 11, 2012 . I am currently in Escrow, and have recieved my Loan Approval with the Conditions. . If you've removed your loan contingency in writing and now you can't get the loan, the seller can keep . Crime & Safety in Los Angeles .
    http://www.trulia.com/voices/Home_Buying/What_are_my_chances_of_falling_out_of_Escrow_and_l-381840

    Must-knows for short-sale buyers | Inman News
    Mar 17, 2011. and used that to push me to remove inspection and loan contingencies. . only mark the home "pending" once I had removed contingencies.
    http://www.inman.com/buyers-sellers/columnists/tara-nicholle-nelson/must-knows-short-sale-buyers

  5. Listing agent wants us to remove contingencies while still in - Trulia
    Aug 6, 2010 . Or was it (B) agreed to in writing to remove the Loan Contingency 17 days after acceptance? It sounds like your Loan Contingency was set to .
    http://www.trulia.com/voices/Home_Buying/Listing_agent_wants_us_to_remove_contingencies_whi-236595

    Seller won't give back our deposit after expiration of contract. We ...
    Jun 12, 2012 . If your agent advised you to remove loan and appraisal contingencies before you had seen the results of the appraisal, this could be .
    http://www.trulia.com/voices/Home_Buying/Seller_won_t_give_back_our_deposit_after_expirat-395014

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